PaycheckCity — Paycheck Calculator
Estimate net pay from gross pay. Enter gross (per paycheck or yearly), choose frequency, and tweak withholding percentages or pre/post-tax deductions.
Pre-tax contributions
Pre-tax amounts reduce taxable income.
Taxes & Withholdings
Social Security and Medicare use statutory rates below (fixed).
FICA & Rates
Social Security: 6.20%
Medicare: 1.45%
FICA total: 7.65%
You may enter additional employee pre-tax/post-tax deductions below.
Post-tax deductions
Post-tax deductions are taken after taxes (e.g., garnishments, union dues).
Employer contributions (display only)
This value helps compute total employer contribution but does not affect net pay.
Tip: toggle “Gross is annual” if you pasted annual salary.
Take-home (per pay)
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Take-home (annual)
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Total taxes & FICA (per pay)
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Gross (per pay)
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Breakdown
❓ Paycheck Calculator — Frequently Asked Questions
Enter the gross pay for the selected mode: either the amount you receive each pay period (select Gross per pay period) or your annual salary (select Gross is annual).
Pick the payroll frequency that matches your employer (weekly, biweekly, semi-monthly, monthly, or annually). The app divides or multiplies the amount based on your selection to show per-pay and annual results.
Pre-tax contributions (e.g., 401(k), HSA) reduce taxable income before income taxes are applied. Enter either a percent (401(k)% field) or a dollar amount in ‘Other pre-tax’.
Social Security (6.2%) and Medicare (1.45%) are statutory FICA taxes applied to gross pay. They are calculated separately because Social Security has an annual wage cap while Medicare does not (more detailed rules vary by year and region).
Those fields let you input approximate withholding percentages for income taxes. They are estimates — for precise withholding use your paystub, employer, or official tax tables. Enter the percentage that best matches your current withholding.
Post-tax deductions (e.g., union dues, garnishments) are subtracted after taxes are calculated — enter any fixed per-pay dollar amounts in the Post-tax ($) field.
The meter visually represents how much of your gross pay is used for taxes and deductions. Green = more net retained, orange = moderate deductions, red = high deductions. It’s a quick visual check; numbers remain authoritative.
No — this is an estimator. It helps with quick checks and budgeting. For payroll-accurate results rely on official payroll software, employer payroll department, and current federal/state tax tables (this tool does not fetch those tables automatically).
Use the Copy Summary button to copy the breakdown to your clipboard. You can paste into a document or spreadsheet. If you want CSV/print export, I can add that feature.
This estimator uses simple percentage fields and fixed FICA rates. State-specific rules, credits, or Social Security wage caps are not applied automatically. For region-specific accuracy, enter adjusted percentages or ask me to add presets for your state.